DevPick

Square

Payments for omnichannel

Square provides payment processing for both online and in-person sales, with POS hardware and ecommerce tools.

Try Square

Our Verdict

Square shines when you need both in-person and online payments. For pure online SaaS, Stripe is usually better.

Pros & Cons

Pros

  • +Great for in-person + online
  • +Good POS system
  • +All-in-one business tools
  • +Easy onboarding

Cons

  • -Less developer-focused
  • -Limited global coverage
  • -Not ideal for pure SaaS

Build vs Buy with AI

Buy This Tool
Very Hard to BuildNot feasible to replicate

Square's value is in POS hardware and omnichannel integration. Payment processing cannot be built, and hardware requires manufacturing. Use Square or Stripe based on your in-person needs.

Key Considerations

  • •POS hardware requires manufacturing partnerships
  • •In-person payment certification is complex
  • •Inventory sync between channels is buildable
  • •For online-only, consider Stripe instead
Read our full Build vs Buy guide →

Features

Card PaymentsYes
SubscriptionsYes
InvoicingYes
Marketplace/ConnectNo
No-code OptionsYes
Mobile SDKsYes
Global Payments(Limited countries)Yes

Best For

Omnichannel businessesRetail + onlineSmall businesses

Pricing

Online2.9% + 30¢
  • - Online payments
  • - Invoicing
  • - eCommerce
In-Person2.6% + 10¢
  • - POS
  • - Hardware
  • - Inventory
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Compare Square

Square vs StripeSquare vs PaddleSquare vs Lemon SqueezySquare vs PayPal

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Alternatives

Not sure about Square? Explore the top alternatives in Payment Processing.

View Square alternatives →
StripePaddleLemon Squeezy

Related guides

Best Payments Platform for SaaS in 2026Stripe vs Paddle for SaaS: Which Should You Choose?
Last updated: 2026-01-15