Paddle
Merchant of record for SaaS
Paddle is a complete payments infrastructure that acts as merchant of record, handling tax compliance and billing globally.
Our Verdict
Paddle is perfect if you want to sell globally without worrying about VAT, sales tax, or entity setup. Worth the higher fees for the peace of mind.
Pros & Cons
Pros
- +Handles all tax compliance
- +Merchant of record (you're not liable)
- +Simple global selling
- +Good for digital products
Cons
- -Higher fees than Stripe
- -Less control over billing
- -Not suitable for physical goods
Features
Card PaymentsYes
SubscriptionsYes
InvoicingYes
Marketplace/ConnectNo
No-code OptionsYes
Mobile SDKsYes
Global Payments(As MoR)Yes
Best For
SaaS products selling globallySolo founders avoiding tax complexityDigital product sellers
Pricing
Standard5% + 50¢
- - MoR
- - Tax handling
- - Checkout
CustomCustom
- - Volume discounts
- - Dedicated support
Compare Paddle
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Last updated: 2026-01-15