DevPick

PayPal

The household name in payments

PayPal offers payment processing with high consumer recognition, including card payments and PayPal wallet transactions.

Try PayPal

Our Verdict

PayPal makes sense when your customers expect it. The DX lags behind Stripe, but the consumer trust is real.

Pros & Cons

Pros

  • +High consumer trust
  • +PayPal wallet users
  • +Good for B2C
  • +Venmo integration

Cons

  • -Dated developer experience
  • -Complex account management
  • -Aggressive holds

Build vs Buy with AI

Buy This Tool
Very Hard to BuildNot feasible to replicate

PayPal's value is consumer trust and the PayPal wallet ecosystem. You cannot build a competing payment network. The question is whether to integrate PayPal alongside Stripe.

Key Considerations

  • •PayPal's brand trust took decades to build
  • •Some customers only trust PayPal for online purchases
  • •Integration complexity varies by product type
  • •Consider offering both Stripe and PayPal as options
Read our full Build vs Buy guide →

Features

Card PaymentsYes
SubscriptionsYes
InvoicingYes
Marketplace/ConnectYes
No-code OptionsYes
Mobile SDKsYes
Global PaymentsYes

Best For

B2C productsAudiences expecting PayPalLow-trust purchases

Pricing

Standard2.99% + 49¢
  • - PayPal checkout
  • - Cards
  • - Invoicing
Advanced2.59% + 49¢
  • - Custom checkout
  • - Fraud protection
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Compare PayPal

PayPal vs StripePayPal vs PaddlePayPal vs Lemon SqueezyPayPal vs Square

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Alternatives

Not sure about PayPal? Explore the top alternatives in Payment Processing.

View PayPal alternatives →
StripePaddleLemon Squeezy

Related guides

Best Payments Platform for SaaS in 2026Stripe vs Paddle for SaaS: Which Should You Choose?
Last updated: 2026-01-15